Fraud & abuse control
Burn caps, velocity limits, and OTP abuse controls without free-fire prepaid.
Fraud burn rows on the prepaid ledger
Mark blocked and abusive OTP attempts so finance sees prevented burn beside real debit — without fake Delivered or silent wallet holes.
Fraud ops when OTP volume is real
Operate velocity reviews, allowlists, and burn reports at real OTP volume — one white-label ops rhythm without drowning in raw upstream noise.
Abuse spike: stop without fake success
When an abuse trip wire fires, blocked OTP attempts must stop spend and must never paint Delivered — honest limited/rejected status for product and finance.
Velocity caps before production OTP
Gate production OTP on velocity and cooldown before the prepaid wallet is empty — caps by identity, destination, and window, with honest limit status.
OTP abuse: first controls on the buyer path
What to enable first on the prepaid buyer path so OTP is not free-fire — rate, destination, cooldown, and hold proof before you talk production volume.